We have two kids in school now, and my days are chaotic to say the least. I have not figured out my organization of all the “required” activities I have. I’ve written our schedule out several times over the last few weeks. It seems so easy because nothing overlaps, but my days are full of stress. I have 3 little humans’ emotions to manage on top of the organization of activities. Everyone’s tired because this is a change from the summer process. I keep hoping that “next week” will be better, but better isn’t coming. So, I missed last week’s post. I am taking several days to write this post. We’ll see how it goes.
Kid1 went to kindergarten this year, and Kid2 moved up to Pre-K. She went to school two days per week last year, which was $175 per month. Now she goes 5 days per week, which is $375. Since Kid1 is in public school now, I saved $175 per month, right? Mr. ODA is going to hate that line. 🙂
We got hit hard with charges this credit card cycle. I purposely held an insurance payment until our main credit card’s statement started over so that I could feel like it was a less expensive month. I paid that the day $1500+ that the new statement started. Unfortunately, the remaining payment to the electrician also came due on that day, and that was $1,766 hitting the card at the same time. Mr. ODA went on a work trip, which gets reimbursed, but that hotel is still increasing the credit card balance. A gift for the grandparents keeping the kids while we went to NY last month, three invoices for rental work, and our YMCA membership are all on there. Our actual spending on things outside these costs is quite low, but it doesn’t look that way with the credit card balance.
I hit 100% of August rent paid as of August 30th. So I knew that I wasn’t going to be at 100% for September right away. I have one tenant who still owes half her rent, which is hopefully be paid over the next week and a half. They have blue collar jobs and seem to be caught up in layoffs. But they get a ton of credit because they always get right back up. They just ask me for a few weeks during that transition period, and I can’t respect that enough. They’re late a few times each year, but I’ve never charged them a late fee.
NET WORTH
Our net worth is up almost $600k from this time last year. From last month, it has increased by about $50k. Our credit card balance is similar to last month. Our cash has decreased a good amount as we had a roof replacement get paid out, but otherwise most line items moved in the ‘right’ direction.
One Dollar Allowance 